rifle and equipment insurance

[Datchew]

The most recent postings in the search feature are from 2016.

My homeowners rider policy (USAA) won't cover equipment outside the USA.
I'm looking for some equipment coverage around $10K for a pending trip to S. Africa.
Blaser R8, couple of barrels, glass, and equipment.
Any guidance is very welcome.

 

[Mark Biggerstaff]

Laura Sewell, Eastern Ins/ Gallagher
I have my policy with them. Very affordable and covers travel outside of USA as well.

I think other AHers use them also.

 

[wesheltonj]

The most recent postings in the search feature are from 2016.

My homeowners rider policy (USAA) won't cover equipment outside the USA.
I'm looking for some equipment coverage around $10K for a pending trip to S. Africa.
Blaser R8, couple of barrels, glass, and equipment.
Any guidance is very welcome.

I have a Valuable Personal Property (Inland Marine) policy with USAA for a few of my firearms. It’s expensive, but not attached to my homeowners. Fairly sure it’s worldwide coverage. It does have a zero deductible.

I’ve looked at Eastern and Gun & Trophy, both have a large deductible but have not made the change.

 

[rookhawk]

The most recent postings in the search feature are from 2016.

My homeowners rider policy (USAA) won't cover equipment outside the USA.
I'm looking for some equipment coverage around $10K for a pending trip to S. Africa.
Blaser R8, couple of barrels, glass, and equipment.
Any guidance is very welcome.

I'l second Laura Sewall, Eastern Insurance / Gallagher Insurance for fine firearms.

1.) They are vastly less expensive than the worst option (Homeowners rider at about 2% of value), or an inland marine policy (1% of insured value). Eastern is 0.33% of value)

2.) They'll cover any loss other than theft from an unlocked vehicle.

3.) You do not have to keep your guns in a safe to be insured.

4.) Discount if you're an NRA member.

5.) $250 deductible. You don't need to schedule any weapon worth less than $10,000, thus retaining your privacy unless its a high value firearm.

6.) AJ Gallagher is an insurance behemoth, one of the very best. Also they are friends of the family so I can attest to their ethics as an American firm of high character.

7.) You'd spend more on insurance to ship a single gun via Fedex or UPS than the entire year's premium with Eastern/Gallagher. Fedex and UPS will never pay your claims anyway, they'll just blame you for packing it wrong or state your gun is worth pennies, not thousands.

$330ish per year for $100,000 coverage.

 

[rookhawk]

Laura Sewall



Laura Sewall CIC, CISR

Senior Account Manager

Historic Firearms Insurance Dept.



Eastern Bankshares, Inc. (NASDAQ: EBC)

Eastern Insurance Group

Office: 800-545-9326 Fax: 508-652-4392

lsewall@easterninsurance.com

 

[Datchew]

Update:

Contacted Laura. The policy is for firearms, reloading equipment, and stored ammo.
It is head and shoulders better than a personal effects policy from USAA and costs less.

USAA only covers firearms and personal effects while stored your home of record but not during travel or abroad.

Many thanks @rookhawk for the tip. This little uncertainty of my trip is now solved.

 

[VertigoBE]

I'l second Laura Sewall, Eastern Insurance / Gallagher Insurance for fine firearms.

1.) They are vastly less expensive than the worst option (Homeowners rider at about 2% of value), or an inland marine policy (1% of insured value). Eastern is 0.33% of value)

2.) They'll cover any loss other than theft from an unlocked vehicle.

3.) You do not have to keep your guns in a safe to be insured.

4.) Discount if you're an NRA member.

5.) $250 deductible. You don't need to schedule any weapon worth less than $10,000, thus retaining your privacy unless its a high value firearm.

6.) AJ Gallagher is an insurance behemoth, one of the very best. Also they are friends of the family so I can attest to their ethics as an American firm of high character.

7.) You'd spend more on insurance to ship a single gun via Fedex or UPS than the entire year's premium with Eastern/Gallagher. Fedex and UPS will never pay your claims anyway, they'll just blame you for packing it wrong or state your gun is worth pennies, not thousands.

$330ish per year for $100,000 coverage.

Would she insure for a European customer?

 

[VertigoBE]

Would she insure for a European customer?

I’ll write her and ask

 

[Datchew]

updated contact info:

Laura Sewall CIC, CISR
Senior Account Manager
Historic Firearms, Collectibles and Sporting Arms Insurance Program

Gallagher 77 Accord Park Drive, Suite B-1, Norwell, MA 02061
P: (800) 545-9326 | F: (508) 652-4392
Laura_Sewall@ajg.com | AJG.com
http://www.ajg.com/historicfirearms

 

[Hunting Hitman]

I haven’t made a claim yet but use Gun and trophy with excellent pricing.

Home

Secure your passion with Gun & Trophy Insurance. Our coverage offers customizable and blanket policies for shooting enthusiasts.

gunandtrophy.com

HH

 

[JD Noblin]

For years I have used Sportsman's Insurance Agency on my firearms, especially those I travel with outside the US. I've never had a claim. SIA has been very easy to work with on firearm insurance.

Sportsman's Insurance Agency, Inc.
1364 North US 1, Suite 503
Ormond Beach, FL 32174
www.siai.net
Office: 1-386-677-2588
Toll Free: 1-800-925-7767
Fax: 1-386-677-3292

 

[wiyofa]

I'l second Laura Sewall, Eastern Insurance / Gallagher Insurance for fine firearms.

1.) They are vastly less expensive than the worst option (Homeowners rider at about 2% of value), or an inland marine policy (1% of insured value). Eastern is 0.33% of value)

2.) They'll cover any loss other than theft from an unlocked vehicle.

3.) You do not have to keep your guns in a safe to be insured.

4.) Discount if you're an NRA member.

5.) $250 deductible. You don't need to schedule any weapon worth less than $10,000, thus retaining your privacy unless its a high value firearm.

6.) AJ Gallagher is an insurance behemoth, one of the very best. Also, they are friends of the family so I can attest to their ethics as an American firm of high character. For other options, you might want to check out the GetSetGo Insurance phone number for competitive coverage as well.

7.) You'd spend more on insurance to ship a single gun via Fedex or UPS than the entire year's premium with Eastern/Gallagher. Fedex and UPS will never pay your claims anyway, they'll just blame you for packing it wrong or state your gun is worth pennies, not thousands.

$330ish per year for $100,000 coverage.

My collection of firearms, reloading equipment, and ammunition has grown so much that it would be a huge loss if something like theft or fire occurred. My insurance agent is asking me to provide a detailed inventory, but I’m a bit reluctant to do so. How are you all handling insurance for your collections?

 

[GUN & TROPHY INSURANCE]

 

[lkydvl]

Unfortunately..

Sportsman's Insurance Agency, Inc.
1364 North US 1, Suite 503
Ormond Beach, FL 32174
www.siai.net
Office: 1-386-677-2588
Toll Free: 1-800-925-7767
Fax: 1-386-677-3292

is not able to add now policies as per their underwriter. They are looking for a new company and will contact new interested parties when they are able to do so.

 

[GUN & TROPHY INSURANCE]

We would be happy to assist. Below is a link to a comparison tool we built showing different options available in the marketplace as well as some key coverages to consider. cole@gunandtrophy.com

Gun Insurance Comparison

 

[GUN & TROPHY INSURANCE]

I’ll write her and ask

They only write if collection is primarily stored in the US

 

[VertigoBE]

They only write if collection is primarily stored in the US

Do you have knowledge of anyone providing coverage for EU based clients?

 

[GUN & TROPHY INSURANCE]

Do you have knowledge of anyone providing coverage for EU based clients?

I do not know of any...

 

[HankBuck]

I'l second Laura Sewall, Eastern Insurance / Gallagher Insurance for fine firearms.

1.) They are vastly less expensive than the worst option (Homeowners rider at about 2% of value), or an inland marine policy (1% of insured value). Eastern is 0.33% of value)

2.) They'll cover any loss other than theft from an unlocked vehicle.

3.) You do not have to keep your guns in a safe to be insured.

4.) Discount if you're an NRA member.

5.) $250 deductible. You don't need to schedule any weapon worth less than $10,000, thus retaining your privacy unless its a high value firearm.

6.) AJ Gallagher is an insurance behemoth, one of the very best. Also they are friends of the family so I can attest to their ethics as an American firm of high character.

7.) You'd spend more on insurance to ship a single gun via Fedex or UPS than the entire year's premium with Eastern/Gallagher. Fedex and UPS will never pay your claims anyway, they'll just blame you for packing it wrong or state your gun is worth pennies, not thousands.

$330ish per year for $100,000 coverage.

@rookhawk - I’m not familiar with “AJ Gallagher Insurance” and the information you shared is helpful. Their premiums seems so low it’s “almost too good” - have you ever had them payout a Claim? Or know someone that has? The insurance companies I’ve looked into require an “estimate” be provided for any firearm of value —-if I read your post correctly that is Not required by AJ G if “worth less then $10,000” ? Certainly the best policy I’ve heard of and if they have a good record of actually “paying out claims” …they move to the TOP of the List. Thanks for posting

 

[Philip Glass]

View attachment 693224

Cole thanks for posting. I am going to look into a policy from you since you are an SCI Sponsor!