rifle and equipment insurance

[Datchew]

The most recent postings in the search feature are from 2016.

My homeowners rider policy (USAA) won't cover equipment outside the USA.
I'm looking for some equipment coverage around $10K for a pending trip to S. Africa.
Blaser R8, couple of barrels, glass, and equipment.
Any guidance is very welcome.

 

[Mark Biggerstaff]

Laura Sewell, Eastern Ins/ Gallagher
I have my policy with them. Very affordable and covers travel outside of USA as well.

I think other AHers use them also.

 

[wesheltonj]

The most recent postings in the search feature are from 2016.

My homeowners rider policy (USAA) won't cover equipment outside the USA.
I'm looking for some equipment coverage around $10K for a pending trip to S. Africa.
Blaser R8, couple of barrels, glass, and equipment.
Any guidance is very welcome.

I have a Valuable Personal Property (Inland Marine) policy with USAA for a few of my firearms. It’s expensive, but not attached to my homeowners. Fairly sure it’s worldwide coverage. It does have a zero deductible.

I’ve looked at Eastern and Gun & Trophy, both have a large deductible but have not made the change.

 

[rookhawk]

The most recent postings in the search feature are from 2016.

My homeowners rider policy (USAA) won't cover equipment outside the USA.
I'm looking for some equipment coverage around $10K for a pending trip to S. Africa.
Blaser R8, couple of barrels, glass, and equipment.
Any guidance is very welcome.

I'l second Laura Sewall, Eastern Insurance / Gallagher Insurance for fine firearms.

1.) They are vastly less expensive than the worst option (Homeowners rider at about 2% of value), or an inland marine policy (1% of insured value). Eastern is 0.33% of value)

2.) They'll cover any loss other than theft from an unlocked vehicle.

3.) You do not have to keep your guns in a safe to be insured.

4.) Discount if you're an NRA member.

5.) $250 deductible. You don't need to schedule any weapon worth less than $10,000, thus retaining your privacy unless its a high value firearm.

6.) AJ Gallagher is an insurance behemoth, one of the very best. Also they are friends of the family so I can attest to their ethics as an American firm of high character.

7.) You'd spend more on insurance to ship a single gun via Fedex or UPS than the entire year's premium with Eastern/Gallagher. Fedex and UPS will never pay your claims anyway, they'll just blame you for packing it wrong or state your gun is worth pennies, not thousands.

$330ish per year for $100,000 coverage.

 

[rookhawk]

Laura Sewall



Laura Sewall CIC, CISR

Senior Account Manager

Historic Firearms Insurance Dept.



Eastern Bankshares, Inc. (NASDAQ: EBC)

Eastern Insurance Group

Office: 800-545-9326 Fax: 508-652-4392

lsewall@easterninsurance.com

 

[Datchew]

Update:

Contacted Laura. The policy is for firearms, reloading equipment, and stored ammo.
It is head and shoulders better than a personal effects policy from USAA and costs less.

USAA only covers firearms and personal effects while stored your home of record but not during travel or abroad.

Many thanks @rookhawk for the tip. This little uncertainty of my trip is now solved.

 

[VertigoBE]

I'l second Laura Sewall, Eastern Insurance / Gallagher Insurance for fine firearms.

1.) They are vastly less expensive than the worst option (Homeowners rider at about 2% of value), or an inland marine policy (1% of insured value). Eastern is 0.33% of value)

2.) They'll cover any loss other than theft from an unlocked vehicle.

3.) You do not have to keep your guns in a safe to be insured.

4.) Discount if you're an NRA member.

5.) $250 deductible. You don't need to schedule any weapon worth less than $10,000, thus retaining your privacy unless its a high value firearm.

6.) AJ Gallagher is an insurance behemoth, one of the very best. Also they are friends of the family so I can attest to their ethics as an American firm of high character.

7.) You'd spend more on insurance to ship a single gun via Fedex or UPS than the entire year's premium with Eastern/Gallagher. Fedex and UPS will never pay your claims anyway, they'll just blame you for packing it wrong or state your gun is worth pennies, not thousands.

$330ish per year for $100,000 coverage.

Would she insure for a European customer?

 

[VertigoBE]

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Would she insure for a European customer?

I’ll write her and ask

 

[Datchew]

updated contact info:

Laura Sewall CIC, CISR
Senior Account Manager
Historic Firearms, Collectibles and Sporting Arms Insurance Program

Gallagher 77 Accord Park Drive, Suite B-1, Norwell, MA 02061
P: (800) 545-9326 | F: (508) 652-4392
Laura_Sewall@ajg.com | AJG.com
http://www.ajg.com/historicfirearms