Credit Card Foreign Currency Exchange Fees

375Fox said:
How often are you flying? Airline cards sound great but for most people a card that pays cash back without a yearly fee and has no foreign transaction fees is a better deal. I use an airline card for my business because I fly frequently and the points have some tax advantages over cash back, but for personal cards I don’t fly enough and use a cash back card instead. Bank of America travel card and Amazon Prime card are good travel cards to me. There are lots other options that are nearly equal. I’d rather get 1% cash back available anytime than 1% in airline points that I can only use sporadically.
Click to expand...

Good question, and I don't fly often so you've given me something to consider. Of the two you mention, do you have a preference? That BofA card is mentioned on Motley Fool as one of several top travel cards recently.
 
samson7x said:
Good question, and I don't fly often so you've given me something to consider. Of the two you mention, do you have a preference? That BofA card is mentioned on Motley Fool as one of several top travel cards recently.
Click to expand...
I prefer the Amazon card. It has a few more travel protections built in and I find redeeming points on Amazon convenient. The Bank of America travel card is good but a bit more limited what you can redeem the points for, just travel purchases. I really only use them both as travel cards. I use cards that pay more cash back for most purchases at home, but I don’t use those cards outside US because they charge 3% foreign transaction fee.
 
samson7x said:
Which one do you have experience with?
Click to expand...
USE MY DEBIT CARD TO WITHDRAW CASH / NO FEES AND MYQUICKSILVER (THINK IT IS 1.5% CASH BACK) WITH NO FEES FOR ALL PURCHASES
 
SETH RINGER said:
USE MY DEBIT CARD TO WITHDRAW CASH / NO FEES AND MYQUICKSILVER (THINK IT IS 1.5% CASH BACK) WITH NO FEES FOR ALL PURCHASES
Click to expand...
I don’t have one but capital one quicksilver looks like a good all around card. 1.5% cash back, no yearly fee, or foreign transaction fee. Spending $500 to get $200 bonus is easy too.
 
I am going to update my prior response. I use two credits cards regularly and one in reserve for emergency. My two main cards are (1) Chase BA Visa - no foreign fees and (2) Amex Platinum Card -no foreign fees. If you transfer the points to a foreign carrier frequent flyer program, you will avoid the IRS surtaxes.

For a ATM card, I use a Schwab Debt card that rebates foreign ATM fees.
 
You must log in or register to reply here.

Members online

... and 991 more.
Total: 57,166 (members: 1,041, guests: 56,125)

Forum statistics

Threads
65,028
Messages
1,433,185
Members
133,866
Latest member
BrianOsori
 

 

 

Proudly sponsored by

Latest posts

Latest profile posts

robi
robi wrote on hoytcanon's profile.
Just moving to DM. Yes, please ask your friend if he knows somebody who might be willing to support a persistent hunt in the snow.
•••
MANKAZANA SAFARIS
MANKAZANA SAFARIS wrote on Paul Shirek's profile.
Hi Paul,
This is Daniel from Mankazana Safaris.

I saw your post regarding a hunt in Africa. I am sure you have been bombarded with messages and replies from other outfitters, so I will keep this one quick.
I have a feeling we have exactly what you need for a first safari.
If you'd like to hear more, please don't hesitate to reach out.

Yours sincerely,
•••
HENRY GRIFFITHS SAFARIS
HENRY GRIFFITHS SAFARIS
Bow package is up! https://www.africahunting.com/threads/2026-bow-hunt-with-henry-griffiths-safaris.99224/
•••
W
wheelerdan wrote on ACraig's profile.
If you ever decide to sell this rifle, I will buy it with the dies, bullet, brass, the works. Dan
•••
HENRY GRIFFITHS SAFARIS
HENRY GRIFFITHS SAFARIS
American marketing tour update!

flights are booked Uber rides confirmed, car hire deposit paid! Hotels booked!

Im getting ready to go but first I have a 3 week photo Safari tour scouting some locations in the Limpopo province for future Photo safari tours! watch this space for awesome updates and footage !!!

Remember ISE Show 8-11 Jan in Denver Colorado!

Then from there I will be traveling by car for over a week
•••

Share this page

 
Top